Category Archives: N Portland Homes for sale

It Pays To Compare Mortgage Quotes

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Comparison shopping is a great American tradition. Most people wouldn’t dream of buying a refrigerator or a smartphone without first comparing features and researching costs. And yet, many home buyers just accept the first mortgage quote they receive from their bank or other lender.

Some buyers may not realize that, with a little effort, they can save thousands of dollars up front and over the life of the loan by comparing quotes from several sources.

TheMortgageReports.com says, “There is no limit to the number of mortgage quotes you can get. A general rule of thumb is to get at least four quotes, in addition to a quote from your own bank or broker.”

Keep in mind that interest rates are constantly changing and mortgage quotes expire quickly. The key to effectively comparing quotes is to set aside a block of time to request and evaluate multiple options at once.

One caveat: Just be sure that you aren’t comparing “apples to oranges” when evaluating the best mortgage quote for your loan. Some lenders may offer you a very low rate, but you may discover the quote includes discount points. “Discount points are actually prepaid interest on the mortgage loan,” says BankRate.com. “The more points you pay, the lower the interest rate on the loan.”

In addition to comparing interest rates on the quotes you receive, you’ll also want to compare closing costs and other fees.

IT’S A GOOD LIFE!!

Five Star award Winner 2011- 2019 honoring the top 7% of real estate professionals in Oregon.

Rachel Sheller

Principal Broker, Realtor, CRS, ABR, GRI, SRES

Diversity Specialist-HOWNW, Earth Advantage Broker,

MASTERS CIRCLE

CSA-Certified Staging Agent

Oregon First, Washington First 

Direct 503.380.9634

Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website.

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

3 Tips For Controlling Meal Portions

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One way to cultivate healthier eating habits is to address the issue of meal portions. Research shows that people tend to eat most of what they’re served, which means large portions can contribute to overeating and weight gain, says HealthLine.com.

The U.S. tends to offer larger serving sizes than many other countries around the world. According to a study from the University of Pennsylvania, an average dinner in Paris is 25 percent smaller than an average dinner in Philadelphia.

Here are three ways to control your meal portions and still feel satisfied.

  1. Drink a glass of water before your meal. Consuming water before you eat helps your body distinguish between hunger and thirst, effectively helping you to consume fewer calories during your meal.
  2. Eat slowly. Taking more time to eat allows your brain to register feeling full and reduces the likelihood that you’ll overeat.
  3. Pay attention to what you are eating. Aim to fill half of your plate with vegetables, which are full of fiber and low in calories. This means you can eat more food and consume fewer calories. Include protein with each meal to help you feel full longer, reducing the urge to snack throughout the day.

IT’S A GOOD LIFE!!

Five Star award Winner 2011- 2019 honoring the top 7% of real estate professionals in Oregon.

Rachel Sheller

Principal Broker, Realtor, CRS, ABR, GRI, SRES

Diversity Specialist-HOWNW, Earth Advantage Broker,

MASTERS CIRCLE

CSA-Certified Staging Agent

Oregon First, Washington First 

Direct 503.380.9634

Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website.

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

8 Hot Home Trends For 2020 And Beyond

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With a new decade upon us, it’s an exciting time for home design trendsetters, including architects, developers, builders — and yes, you, the homeowner. Trends in the field reflect green and tech innovations, healthier lifestyles and a focus on shared space. Let’s take a look at eight of the most important directions being taken.

  1. Going casual.Homes today reflect a more relaxed lifestyle, with an emphasis on comfort. Formal dining and living rooms are being replaced by open floor plans, a greater inclusion of the outdoors and no-frills home offices.
  2. Smarter and better connected.Evolving smart technologies have been incorporated throughout the home. Automated systems, which range from home security to lighting to climate control, are everywhere. Command centers provide a place for wireless charging stations, home deliveries and easy device access for coordinating family schedules.
  3. Green sustainability is in fashion.In response to a changing climate and increasing costs, energy efficiency is a must. Homeowners are choosing Energy Star appliances and windows. Smart thermostats and LED lighting save money and energy. New, efficient plumbing fixtures conserve water. Builders are using recycled and other high-tech materials to improve thermal insulation. Rooftop solar panels are more common. The green home marketplace is abuzz with constant improvements.
  4. The appeal of the open floor plan.Whether home buyers are looking to maximize the flow of light or space, or to create more familial unity, they’re looking to open floor plans. Most common is the integration of the kitchen with a dining or living room, but also with a patio or home office. These multipurpose spaces are becoming the norm.
  5. The heart of the home.The kitchen remains the center of household activity. We not only cook and eat in the kitchen, but its island has expanded into the home’s meeting place. Design-wise, buyers are looking for white-upon-white cabinetry and walls, stainless steel appliances and natural stone counter tops.
  6. Redefining the bathroom.In the easygoing 2020’s, the bathroom can be your refuge: a long shower or even longer soak transforms the room from a care space into a spa. Calming shades of white and gray are preferred. Homebuyers are going with the clean look of wall-mounted fixtures. More welcoming walk-in showers with multi-function faucets are a hot feature.
  7. At home in the great outdoors.Another exciting trend for the 2020s is a greater usage of the homeowner’s outdoor space. With more informal lifestyles, enjoying one’s yard, deck, patio or pool is now a priority. Designer outdoor furniture and exterior lighting, as well as mobile heaters and outdoor kitchens, are making the outdoors a year-round experience.
  8. Tomorrow’s home, today.Builders are recognizing home affordability issues and responding to home buyers’ changing priorities. This is resulting in smaller homes with fewer traditional luxuries, like three-car garages. More affordable prefab modular construction and townhomes are on the rise.

Please feel free to text or call me for more information! I would love to answer any and all of your real estate needs.

IT’S A GOOD LIFE!!

Five Star award Winner 2011- 2019 honoring the top 7% of real estate professionals in Oregon.

Rachel Sheller

Principal Broker, Realtor, CRS, ABR, GRI, SRES

Diversity Specialist-HOWNW, Earth Advantage Broker,

MASTERS CIRCLE

CSA-Certified Staging Agent

Oregon First, Washington First 

Direct 503.380.9634

Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website.

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

Trending Styles For The Master Bath

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You may be planning to update the master bath before putting your home on the market or after you’ve purchased a resale home. This is what’s trending among homeowners who renovated their bathrooms within the past 18 months, according to the latest survey conducted by Houzz.com.

·         When remodeling master baths, 90% of homeowners change the style. The most popular option right now is transitional, a unique blend of classic traditional and sleek contemporary design.

·         Soothing, neutral color palettes are typically chosen to complement transitional, contemporary and modern bathroom styles.

·         The largely popular farmhouse style has started to decline.

·         The top three colors for vanities are white (34%), wood (29%) and gray (16%). White is also trending for countertops (46%), followed by multicolored (18%) and gray (12%).

·         Gray is most often selected for the wall color with paint being the top wall surface by far, followed by either ceramic or porcelain tile.

IT’S A GOOD LIFE!!

Five Star award Winner 2011- 2019 honoring the top 7% of real estate professionals in Oregon.

Rachel Sheller

Principal Broker, Realtor, CRS, ABR, GRI, SRES

Diversity Specialist-HOWNW, Earth Advantage Broker,

MASTERS CIRCLE

CSA-Certified Staging Agent

Oregon First, Washington First 

Direct 503.380.9634

Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website.

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

Listings with High Days On Market

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When reviewing a real estate listing, it’s important for buyers to pay close attention to the days on market (DOM), which is the length of time the home has been for sale on the multiple listing service. In many cases, higher-than-average DOM properties may indicate that the home has been overpriced or that expensive repairs are needed, reports Realtor.com®.

However, that’s not always the case. Depending on the local housing market, a listing may be considered “stale” if the DOM is more than 21 days. In other areas, homes may take as long as three to five months to sell because of the uniqueness of the location, time of the year or other factors. Perhaps an offer on the home had been accepted but fell through when the would-be buyer failed to qualify for the mortgage loan.

Identifying buyer turn-offs such as an outdated interior, poorly maintained landscaping or peeling exterior paint may also help you determine if there’s a deal to be made on an otherwise sound house.

IT’S A GOOD LIFE!!

Five Star award Winner 2011- 2019 honoring the top 7% of real estate professionals in Oregon.

Rachel Sheller

Principal Broker, Realtor, CRS, ABR, GRI, SRES

Diversity Specialist-HOWNW, Earth Advantage Broker,

MASTERS CIRCLE

CSA-Certified Staging Agent

Oregon First, Washington First 

Direct 503.380.9634

Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website.

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

Make Realistic Compromises When You Can

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Home buyers most often begin their house hunting with a long list of must-have features. They typically hope to find their new home in the best location, at the lowest possible price and with lots of modern upgrades. Once buyers start looking at the available homes within their price range, however, they tend to make practical compromises that they know they can live with.

Location vs. square footage is often the first compromise buyers must consider. Living closer to the city center might mean buying a smaller home than what can be purchased for the same price farther out.

Buyers with school-age children tend to want a big backyard but, depending on the cost of land, they may have to rethink just how large is large enough for an outdoor play area and a swing set. One compromise might be looking for a home with a smaller backyard that’s within walking distance of a park.

The architectural style of the house is the most important feature for some buyers. Others are more willing to be flexible with the exterior design in exchange for an additional bedroom or bath inside the home.

The size of the garage or carport and whether it’s attached or detached is another feature that buyers may have to keep an open mind about in order to get a home in their preferred location.

By working closely with a real estate professional, you’ll gain knowledgeable expertise when it comes to prioritizing your list of desired features for your new home. Feel free to give me a call or email today and I can help you with this!

IT’S A GOOD LIFE!!

Five Star award Winner 2011- 2019 honoring the top 7% of real estate professionals in Oregon.

Rachel Sheller

Principal Broker, Realtor, CRS, ABR, GRI, SRES

Diversity Specialist-HOWNW, Earth Advantage Broker,

MASTERS CIRCLE

CSA-Certified Staging Agent

Oregon First, Washington First 

Direct 503.380.9634

Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website.

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

Is your furniture a dangerous jungle gym?

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Turning your back for just a moment gives a child just enough time to reupholster your couch with peanut butter or redecorate your wall with crayons. More importantly, in a split second, they could turn furniture into a jungle gym and get hurt. According to Nationwide Children’s Hospital, around 15,000 kids visit the emergency room each year due to falling furniture. Take the necessary precautions to secure your furniture, and save your kids from serious injury.

When purchasing furniture, choose pieces with wide bases and steady legs. Talk to your kids about the dangers of climbing on furniture, and keep toys close to the floor so children won’t be tempted to scale the bookshelf.

You can also secure furniture and TVs to walls with mounts and safety straps. Some furniture manufacturers now provide safety straps with the purchase of certain shelving units. Install these as an extra line of defense against kids who pull and climb.

IT’S A GOOD LIFE!!

Five Star award Winner 2011- 2019 honoring the top 7% of real estate professionals in Oregon.

Rachel Sheller

Principal Broker, Realtor, CRS, ABR, GRI, SRES

Diversity Specialist-HOWNW, Earth Advantage Broker,

MASTERS CIRCLE

CSA-Certified Staging Agent

Oregon First, Washington First 

Direct 503.380.9634

Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website.

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!