Tag Archives: house for sale

7 Tasks To Do After Moving Into Your New Home

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The safety and security of your family, guests and pets are the most important reasons to complete these tasks as soon as possible after moving in.

1. Change the locks and the garage door entry code. You have no idea how many of the former owner’s neighbors, friends or relatives have a key or know the garage code.

2. Hide an extra key in a combination lock box. Burglars know all of the usual spots where people hide keys such as under a flower pot or in a fake rock.

3. Test smoke and carbon monoxide detectors. If there aren’t any or they look dated, make sure to install new ones.

4. Check the temperature on your water heater, especially if you have young children. The safest and most eco-friendly setting is 120° F.

5. Make sure there’s a fire extinguisher in the kitchen and one on each additional floor.

6. Check motion lights and other security lights to make sure they have working bulbs.

7. Locate the main gas and water shut-off valves. Find the circuit box and label all of the breakers.

Five Star award recipient 2011-2018 honoring the top 7% of real estate professionals in Oregon.

IT’S A GOOD LIFE!!

Rachel Sheller, Principal Broker, Realtor, CRS, ABR, GRI, SRES, MASTERS CIRCLE, Earth Advantage Broker, Diversity Specialist-HOWNW, CSA-Certified Staging Agent

Oregon First, Realtors

Direct 503.380.9634

Email- Homesforyou@frontier.com

View ALL available Houses on the market on my website

Licensed in the State of Oregon

***I’M ALWAYS HAPPY TO HELP YOU AND YOUR REFERRALS***

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Be Aware Of These Home-Buying Fees

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In addition to a down payment, here are some other expenses home buyers need to be aware of.

“Just because you’re spending hundreds of thousands on a home doesn’t mean you should be comfortable throwing thousands of dollars at fees.”

Be sure to ask your lender or Realtor® any questions you have concerning the fees you’re being charged. In addition, your real estate agent may be able to help you negotiate the cost of some of these home-buying expenses.

Home inspection: Inspectors will look for any signs of structural issues, mold and leaks. They also assess the condition of the roof, gutters, HVAC, water heater, plumbing, electrical system, and more.

Appraisal: Mortgage lenders require an appraisal report to ensure that the property is worth the sales price agreed upon by the buyer and seller.

Loan application: The lender will charge fees for running your credit report and processing your application. Be sure to ask for an itemized list of these charges.

Mortgage loan origination fees: These upfront costs, which are associated with underwriting and funding the loan, are quoted as a percentage (typically 0.5 to 1.5 percent) of the total amount borrowed.

Private mortgage insurance (PMI): Lenders generally require buyers to put down at least 20 percent of the purchase price of the home. Otherwise, PMI is required to protect the lender if the buyer should default on the loan. The PMI should be automatically canceled once the buyer reaches 78 percent of the loan-to-value ratio.

Tax service: This fee ensures that the seller’s tax payments on the property are up to date and that the buyer’s payments are correctly credited.

Property survey: This report outlines the boundaries, dimensions and major features of the property.

Title services: Title companies charge fees to cover the title search, notary costs, government filing fees, and more to ensure the buyer receives a clear title to the property.

Five Star award recipient 2011-2018 honoring the top 7% of real estate professionals in Oregon.

IT’S A GOOD LIFE!!

Rachel Sheller, Principal Broker, Realtor, CRS, ABR, GRI, SRES, MASTERS CIRCLE, Earth Advantage Broker, Diversity Specialist-HOWNW, CSA-Certified Staging Agent

Oregon First, Realtors

Direct 503.380.9634

Email- Homesforyou@frontier.com

View ALL available Houses on the market on my website

Licensed in the State of Oregon

***I’M ALWAYS HAPPY TO HELP YOU AND YOUR REFERRALS***

How to re-energize after the holidays

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How to re-energize after the holidays

When the rush of the holidays comes to an end, fatigue can settle in as you try to adjust to your normal routine again. Here are a few small steps you can take to regain your energy and avoid feeling overwhelmed.

Organize your desk.
It may seem like a small, menial task, but starting your week with a clean desk can do wonders for your productivity. Instead of feeling underwater in a sea of paperwork, having a clear workspace can reduce stress and encourage creativity.

Plan something.
Schedule a vacation, plan a party, or start a new project at work or at home. Having an event or a new challenge to look forward to helps you stay motivated and avoid the post-holiday slump.

Take care of yourself.
The holidays can take their toll on your mind and body, and the added stress often goes unaddressed. Take some time to exercise or do yoga, meditate, take a bath, or go to bed earlier than usual to help yourself reset.

Five Star award Winner 2011- 2018 honoring the top 7% of real estate professionals in Oregon.

IT’S A GOOD LIFE!!

Rachel Sheller, Principal Broker, Realtor, CRS, ABR, GRI, SRES, Diversity Specialist-HOWNW, Earth Advantage Broker, MASTERS CIRCLE, CSA-Certified Staging Agent, Oregon First, Washington First

Direct 503.380.9634, Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

GORGEOUS GRESHAM HOME! $394,999 4 bed, 3 bath, 3 car garage, RV parking

     Welcome Home! This GORGEOUS traditional style home is in a highly sought after Gresham neighborhood, just steps to a wonderful Greenspace! This beauty features 4 big bedrooms, 3 sparkling clean bathrooms, jumbo 19 X 16 family room with cozy gas fireplace plus under stairs storage (your very own “Harry Potter” closet). Soaring vaulted ceilings throughout, bright and open floor plan. Updated kitchen with timeless granite counters, gas range top, lots of cupboard space, vaulted ceilings,  plus spacious eating bar and eating area. The master suite has a walk in closet, jetted tub, shower, vaulted ceilings, skylight, and double sinks! Soothing air conditioning, large 3 car garage, sizable RV parking, private, fenced low maintenance back yard, tool shed and comfortable covered back deck, AND an additional sitting patio.Powell Valley, Gordon Russell, and Sam Barlow School District.

127 SE Greenway Lane Gresham, OR

RMLS # 17232293 Asking $394,999

Five Star award recipient 2011-2017 honoring the top 7% of real estate professionals in Oregon.

IT’S A GOOD LIFE!!

Rachel Sheller, Principal Broker, Realtor, CRS, ABR, GRI, SRES, MASTERS CIRCLE, Diversity Specialist, HOWNW, CSA-Certified Staging Agent, Oregon First, Realtors

Direct 503.380.9634, Email-homesforyou@frontier.com

See this home and ALL available homes on my website!

Licensed in the State of Oregon

***I’M NEVER TOO BUSY FOR YOU AND YOUR REFERRALS***

The pros and cons of city living.

blog-d58The Pros and Cons of City Living

A home is partially what you make of the walls that surround you, but it’s also about the environment that surrounds your home. If you’re thinking about making a move to the city, consider these pros and cons before you start packing.

Pros:

Walkability and public transportation
City living can put you in walking distance to work, school, grocery stores, and other points of interest. What you can’t reach on foot is likely only a subway or bus ticket away. Skip car payments, insurance and gas by purchasing a public transit pass.

Availability of amenities
A new restaurant, theater or museum is always popping up in the city. Cultural experiences abound, and special events come and go frequently. Health and emergency services are also much closer and more readily available.

Professional and personal opportunities
A higher concentration of people naturally means a higher concentration of opportunities. There is likely more demand for your profession in the city, accompanied by a higher paycheck. Networking professionally or expanding your social circle personally are much easier to do in an urban area.

Cons:

Cost of living
Your dollar will not stretch as far in the city. You will pay more for less living space, pay for parking that is free outside the city, and may even experience sticker shock at the grocery store.

Crowds and noise
More people means more traffic, more noise and longer wait times at your favorite restaurant. Even if your home is in a quieter neighborhood, chances are still high you’ll be falling asleep to the sounds of horns honking, sirens blaring and people walking home late at night.

Limited outdoor living space
Private yards, patios and decks are more limited in cities than anywhere else. You may have to share outdoor condominium amenities with neighbors, or go to a public park to host a barbecue. If you have a pet, consider where you will have to walk it in all kinds of weather.

Five Star award recipient 2011-2017 honoring the top 7% of real estate professionals in Oregon.

IT’S A GOOD LIFE!!

Rachel Sheller, Principal Broker, Realtor, CRS, ABR, GRI, SRES, MASTERS CIRCLE, Diversity Specialist, HOWNW, CSA-Certified Staging Agent, Oregon First, Realtors

Direct 503.380.9634, Email-homesforyou@frontier.com

See ALL available homes at my website!

Licensed in the State of Oregon

***I’M NEVER TOO BUSY FOR YOU AND YOUR REFERRALS***

Common home-buying pitfalls to avoid!

Ready-to-buy-a-homePurchasing a home can be exciting, challenging, scary, and confusing. There are several common pitfalls that trip up many home buyers. Knowing what they are can set you up for greater success.

Skipping pre-approval. 
Less extensive than prequalifying, your lender will take a deeper dive into your finances to pre-approve you for a loan. Checking the pre-approval box will give you a clear budget and be in your favor in a bidding war.

Making an emotional decision. 
Choosing your future home can be emotional. Remember, you’ve set a budget for a reason, so stick to it. Don’t skip the inspection or back down from reasonable demands just to land the home. Always have a backup plan, and try to keep your emotions in check until the deal is finalized.

Foregoing a Realtor®
The best way to find a home is with professional assistance. Realtors® will work to help you find the best deal on the best home available. It’s their job to know the market inside and out, and they will often have insight that isn’t publicly available. Choose a trusted real estate professional to make sure you avoid these and other common home-buying pitfalls.

Five Star award recipient 2011-2017 honoring the top 7% of real estate professionals in Oregon.

IT’S A GOOD LIFE!!

Rachel Sheller, Principal Broker, Realtor, CRS, ABR, GRI, SRES, MASTERS CIRCLE, Diversity Specialist, HOWNW, CSA-Certified Staging Agent, Oregon First, Realtors

Direct 503.380.9634, Email-homesforyou@frontier.com

See ALL available homes at my website!!

Licensed in the State of Oregon

***I’M NEVER TOO BUSY FOR YOU AND YOUR REFERRALS***

Thank you so much for your testimonial, Eric!

“OK where should I begin

Rachel may have had thousands of clients in her career, but I think we could be put in the top 20 for most challenging clients and keeping her on her toes.
She was very patient and understanding when we had pulled offers on three separate homes. We were aware this takes time to prepare offers
and she is putting her reputation of many years on the line with our instant change of decisions.

In the end she really understood we needed to find the right home that felt comfortable for me and more important my wife…which is another story.

Rachel took charge on the small details that need to be covered and demonstrated she always has her clients best interest. One example is on our closing with a seller there were a  number of repairs that were not completed. Rachel took it upon herself and called the contractors to confirm the repairs would be made. she even went a step further and found one of her own contractors to replace a window that the seller told their realtor that it was in the process of being replace. Which was not the case, in my opinion the sellers Realtor should share some of her commission for what Rachel did to help with the repairs.

I have never recommended a realtor to someone, that is the truth but I keep Rachel’s card in my wallet to give to anyone looking for a relator that has a passion to please her clients.

Best Regards”

Five Star award recipient 2011-2017 honoring the top 7% of real estate professionals in Oregon.

IT’S A GOOD LIFE!!

Rachel Sheller, Principal Broker, Realtor, CRS, ABR, GRI, SRES, MASTERS CIRCLE, Diversity Specialist, HOWNW, CSA-Certified Staging Agent, Oregon First, Realtors

Direct 503.380.9634, Email-homesforyou@frontier.com

See ALL available homes at my website!!

Licensed in the State of Oregon

***I’M NEVER TOO BUSY FOR YOU AND YOUR REFERRALS***