Tag Archives: oregon city

Is your furniture a dangerous jungle gym?

Image result for kids jumping on furniture

Turning your back for just a moment gives a child just enough time to reupholster your couch with peanut butter or redecorate your wall with crayons. More importantly, in a split second, they could turn furniture into a jungle gym and get hurt. According to Nationwide Children’s Hospital, around 15,000 kids visit the emergency room each year due to falling furniture. Take the necessary precautions to secure your furniture, and save your kids from serious injury.

When purchasing furniture, choose pieces with wide bases and steady legs. Talk to your kids about the dangers of climbing on furniture, and keep toys close to the floor so children won’t be tempted to scale the bookshelf.

You can also secure furniture and TVs to walls with mounts and safety straps. Some furniture manufacturers now provide safety straps with the purchase of certain shelving units. Install these as an extra line of defense against kids who pull and climb.

IT’S A GOOD LIFE!!

Five Star award Winner 2011- 2019 honoring the top 7% of real estate professionals in Oregon.

Rachel Sheller

Principal Broker, Realtor, CRS, ABR, GRI, SRES

Diversity Specialist-HOWNW, Earth Advantage Broker,

MASTERS CIRCLE

CSA-Certified Staging Agent

Oregon First, Washington First 

Direct 503.380.9634

Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website.

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

How To Fit More Reading Into Your Day

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Here are some tips to help smooth the way toward working more page-turners into your daily routine.

Reduce friction. Eliminate excuses by keeping a book or e-reader with you, or download an e-book reader app on your smartphone. Get comfortable with reading just a few pages at time. This will help you maximize downtime while waiting for an appointment, eating lunch or whenever you’re tempted to scroll through social media.

Maintain the momentum. Keep a long to-read list and buy new titles before you need them so you’re never stuck wondering what to read next. Having a pile of unread books gives you plenty of options and keeps you motivated. Choose topics you’re interested in and feel free to put down books that don’t resonate with you. To keep you from getting stuck, try reading multiple books at once. For example, if you’re reading about a complex subject, also read something story-driven, such as a novel or memoir.

IT’S A GOOD LIFE!!

Five Star award Winner 2011- 2019 honoring the top 7% of real estate professionals in Oregon.

Rachel Sheller

Principal Broker, Realtor, CRS, ABR, GRI, SRES

Diversity Specialist-HOWNW, Earth Advantage Broker,

MASTERS CIRCLE

CSA-Certified Staging Agent

Oregon First, Washington First 

Direct 503.380.9634

Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website.

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

5 Business Books That Motivate

Image result for monday motivation"

If you’re finding yourself in a end-year slump, these top-rated reads are sure to keep you motivated all the way through the end of the year.

Deep Work: Rules for Focused Success in a Distracted World
In his newest book, Cal Newport addresses the challenge of remaining focused despite the constant distractions of this modern age. His insight teaches you how to train your mind and master your work ethic once and for all.

The Culture Code: The Secrets of Highly Successful Groups
Why do some groups seem destined for greatness? Daniel Coyle dissects the ins and outs of the most successful teams on the planet. You will find actionable steps you can implement in your work environment to inspire success.

Great At Work: How Top Performers Do Less, Work Better, and Achieve More
As a clear, data-based guide to on-the-job success, Morten Hansen’s latest book provides seven practices linked to high performance. His thoughtful advice will help you integrate them into your own life.

Brave Leadership: Unleash Your Most Confident, Powerful, and Authentic Self to Get the Results You Need
In this empowering read, Kimberly Davis delivers an engaging and influential guide to overcoming personal obstacles, so you can become a courageous and confident leader.

Sprint: How to Solve Big Problems and Test New Ideas in Just Five Days
If you work with a team, this guide is invaluable. Formerly of Google Ventures, Jake Knapp, John Zeratsky and Braden Kowitz recorded their proven method for creating a comprehensive solution to a business problem in just five days with the right team.

IT’S A GOOD LIFE!!

Five Star award Winner 2011- 2019 honoring the top 7% of real estate professionals in Oregon.

Rachel Sheller

Principal Broker, Realtor, CRS, ABR, GRI, SRES

Diversity Specialist-HOWNW, Earth Advantage Broker,

MASTERS CIRCLE

CSA-Certified Staging Agent

Oregon First, Washington First 

Direct 503.380.9634

Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website.

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

Organize Your Family Schedule

Image result for family planning holiday"

Spring schedules are often filled to the brim with extra travel, sports, recitals, and school activities. Evaluate your household’s needs and choose tools that can help you stay organized.

·         Create a shared calendar. This could be a paper calendar, a dry-erase board posted in the kitchen or a digital shared calendar. This ensures that all family members know what to expect each week and can see the big picture for the month.

·         Color code your family. To organize your calendar, assign a color to each family member, and record activities in corresponding colors for quick reference.

·         Use organizational apps. Check out apps like Cozi or Wunderlist to share to-do lists, grocery lists, reminders, and more.

·         Have a weekly scheduling session. Adults and older children can gather briefly to discuss the upcoming week’s activities and any changes to the schedule.

·         Create routines. Having a predictable morning and evening routine will keep your household from feeling too rushed.

·         Schedule “free” time. Whether it’s pausing the chaotic routine for a casual dinner, an evening walk or a Saturday morning breakfast, take the time to slow down and enjoy being together.

IT’S A GOOD LIFE!!

Five Star award Winner 2011- 2019 honoring the top 7% of real estate professionals in Oregon.

Rachel Sheller

Principal Broker, Realtor, CRS, ABR, GRI, SRES

Diversity Specialist-HOWNW, Earth Advantage Broker,

MASTERS CIRCLE

CSA-Certified Staging Agent

Oregon First, Washington First 

Direct 503.380.9634

Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website.

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

Be Aware Of These Home-Buying Fees

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In addition to a down payment, here are some other expenses home buyers need to be aware of. According to WorkableWealth.com, “Just because you’re spending hundreds of thousands on a home doesn’t mean you should be comfortable throwing thousands of dollars at fees.”

Be sure to ask your lender or Realtor® any questions you have concerning the fees you’re being charged. In addition, your real estate agent may be able to help you negotiate the cost of some of these home-buying expenses.

Home inspection: Inspectors will look for any signs of structural issues, mold and leaks. They also assess the condition of the roof, gutters, HVAC, water heater, plumbing, electrical system, and more.

Appraisal: Mortgage lenders require an appraisal report to ensure that the property is worth the sales price agreed upon by the buyer and seller.

Loan application: Thelender will charge fees for running your credit report and processing your application. Be sure to ask for an itemized list of these charges.

Mortgage loan origination fees: These upfront costs, which are associated with underwriting and funding the loan, are quoted as a percentage (typically 0.5 to 1.5 percent) of the total amount borrowed.

Private mortgage insurance (PMI): Lenders generally require buyers to put down at least 20 percent of the purchase price of the home. Otherwise, PMI is required to protect the lender if the buyer should default on the loan. The PMI should be automatically canceled once the buyer reaches 78 percent of the loan-to-value ratio.

Tax service: This fee ensures that the seller’s tax payments on the property are up to date and that the buyer’s payments are correctly credited.

Property survey: This report outlines the boundaries, dimensions and major features of the property.

Title services: Title companies charge fees to cover the title search, notary costs, government filing fees, and more to ensure the buyer receives a clear title to the property.

IT’S A GOOD LIFE!!

Five Star award Winner 2011- 2019 honoring the top 7% of real estate professionals in Oregon.

Rachel Sheller- Realtor, CRS, ABR, GRI, SRES, Diversity Specialist-HOWNW, Earth Advantage Broker, MASTERS CIRCLE, CSA-Certified Staging Agent, Oregon First-Principal Broker, Washington First-Managing Broker

Direct 503.380.9634, Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

Tool Safety For DIYers

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Tackling DIY projects can be satisfying, just make sure you don’t end up in the hospital. Porch.com analyzed data from ER visits and found that ladders caused the most injuries for DIYers, followed by hardware (nails, screws, etc.), lawn mowers and power saws. The report also found that more people were hurt using cleaning agents than chain saws. Remember: “No matter how modest your home improvement project may appear, exercise caution and focus at every stage.”

Consider these tips from the safety consulting and certification company Underwriter Laboratories:

·         Use the “4-to-1 rule” for ladders: For every four feet of height, the base should be one foot away from the wall.

·         Protect your eyes by wearing safety goggles when operating power tools, and avoid wearing bracelets, watches or loose-fitting clothing.

·         When painting inside, ensure proper ventilation by opening windows, using fans and wearing a respirator mask. Take breaks often to get away from the fumes.

·         Be aware of where other people (and pets) in the household are at all times, and keep your work space clean and well-lit.

·         Know your limits. If you don’t feel comfortable with a specific tool or project, call a professional rather than risk getting hurt.

IT’S A GOOD LIFE!!

Five Star award Winner 2011- 2019 honoring the top 7% of real estate professionals in Oregon.

Rachel Sheller- Realtor, CRS, ABR, GRI, SRES, Diversity Specialist-HOWNW, Earth Advantage Broker, MASTERS CIRCLE, CSA-Certified Staging Agent, Oregon First-Principal Broker, Washington First-Managing Broker

Direct 503.380.9634, Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

Resist These Retail Traps

Image result for christmas retail traps

As the buying season approached- it might be good to know how to resist these retail traps!

When it comes to profoundly understanding consumer behavior, retailers have done their research. Watch out for these strategies that stores use to get you to buy more. 

Free shipping thresholds: Be wary of offers such as “spend $50 and get free shipping.” Avoiding a shipping charge may feel like the better deal, but make sure you’re not spending money on stuff you don’t need.

Limited-time offers: You’re more likely to purchase an item impulsively if you’re worried it will be gone tomorrow. Limited-time offers capitalize on your fear of missing out. 

Price anchoring: Seeing the slashed “original” price can prompt you to think you’re saving money, even if the product is still overpriced. Take time to research similar products to ensure you’re getting the best deal.

Product hide-and-seek: Some stores rearrange products frequently in hopes that you’ll scan extra shelves and add more to your cart. Stick to your list or order products online to avoid this trap.

IT’S A GOOD LIFE!!

Five Star award Winner 2011- 2019 honoring the top 7% of real estate professionals in Oregon.

Rachel Sheller, Principal Broker, Realtor, CRS, ABR, GRI, SRES, Diversity Specialist-HOWNW, Earth Advantage Broker, MASTERS CIRCLE,CSA-Certified Staging Agent,Oregon First-Principal Broker, Washington First-Managing Broker

Direct 503.380.9634, Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!