Tag Archives: portland housing

It Pays To Compare Mortgage Quotes

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Comparison shopping is a great American tradition. Most people wouldn’t dream of buying a refrigerator or a smartphone without first comparing features and researching costs. And yet, many home buyers just accept the first mortgage quote they receive from their bank or other lender.

Some buyers may not realize that, with a little effort, they can save thousands of dollars up front and over the life of the loan by comparing quotes from several sources.

TheMortgageReports.com says, “There is no limit to the number of mortgage quotes you can get. A general rule of thumb is to get at least four quotes, in addition to a quote from your own bank or broker.”

Keep in mind that interest rates are constantly changing and mortgage quotes expire quickly. The key to effectively comparing quotes is to set aside a block of time to request and evaluate multiple options at once.

One caveat: Just be sure that you aren’t comparing “apples to oranges” when evaluating the best mortgage quote for your loan. Some lenders may offer you a very low rate, but you may discover the quote includes discount points. “Discount points are actually prepaid interest on the mortgage loan,” says BankRate.com. “The more points you pay, the lower the interest rate on the loan.”

In addition to comparing interest rates on the quotes you receive, you’ll also want to compare closing costs and other fees.

IT’S A GOOD LIFE!!

Five Star award Winner 2011- 2019 honoring the top 7% of real estate professionals in Oregon.

Rachel Sheller

Principal Broker, Realtor, CRS, ABR, GRI, SRES

Diversity Specialist-HOWNW, Earth Advantage Broker,

MASTERS CIRCLE

CSA-Certified Staging Agent

Oregon First, Washington First 

Direct 503.380.9634

Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website.

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

3 Tips For Controlling Meal Portions

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One way to cultivate healthier eating habits is to address the issue of meal portions. Research shows that people tend to eat most of what they’re served, which means large portions can contribute to overeating and weight gain, says HealthLine.com.

The U.S. tends to offer larger serving sizes than many other countries around the world. According to a study from the University of Pennsylvania, an average dinner in Paris is 25 percent smaller than an average dinner in Philadelphia.

Here are three ways to control your meal portions and still feel satisfied.

  1. Drink a glass of water before your meal. Consuming water before you eat helps your body distinguish between hunger and thirst, effectively helping you to consume fewer calories during your meal.
  2. Eat slowly. Taking more time to eat allows your brain to register feeling full and reduces the likelihood that you’ll overeat.
  3. Pay attention to what you are eating. Aim to fill half of your plate with vegetables, which are full of fiber and low in calories. This means you can eat more food and consume fewer calories. Include protein with each meal to help you feel full longer, reducing the urge to snack throughout the day.

IT’S A GOOD LIFE!!

Five Star award Winner 2011- 2019 honoring the top 7% of real estate professionals in Oregon.

Rachel Sheller

Principal Broker, Realtor, CRS, ABR, GRI, SRES

Diversity Specialist-HOWNW, Earth Advantage Broker,

MASTERS CIRCLE

CSA-Certified Staging Agent

Oregon First, Washington First 

Direct 503.380.9634

Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website.

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

8 Hot Home Trends For 2020 And Beyond

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With a new decade upon us, it’s an exciting time for home design trendsetters, including architects, developers, builders — and yes, you, the homeowner. Trends in the field reflect green and tech innovations, healthier lifestyles and a focus on shared space. Let’s take a look at eight of the most important directions being taken.

  1. Going casual.Homes today reflect a more relaxed lifestyle, with an emphasis on comfort. Formal dining and living rooms are being replaced by open floor plans, a greater inclusion of the outdoors and no-frills home offices.
  2. Smarter and better connected.Evolving smart technologies have been incorporated throughout the home. Automated systems, which range from home security to lighting to climate control, are everywhere. Command centers provide a place for wireless charging stations, home deliveries and easy device access for coordinating family schedules.
  3. Green sustainability is in fashion.In response to a changing climate and increasing costs, energy efficiency is a must. Homeowners are choosing Energy Star appliances and windows. Smart thermostats and LED lighting save money and energy. New, efficient plumbing fixtures conserve water. Builders are using recycled and other high-tech materials to improve thermal insulation. Rooftop solar panels are more common. The green home marketplace is abuzz with constant improvements.
  4. The appeal of the open floor plan.Whether home buyers are looking to maximize the flow of light or space, or to create more familial unity, they’re looking to open floor plans. Most common is the integration of the kitchen with a dining or living room, but also with a patio or home office. These multipurpose spaces are becoming the norm.
  5. The heart of the home.The kitchen remains the center of household activity. We not only cook and eat in the kitchen, but its island has expanded into the home’s meeting place. Design-wise, buyers are looking for white-upon-white cabinetry and walls, stainless steel appliances and natural stone counter tops.
  6. Redefining the bathroom.In the easygoing 2020’s, the bathroom can be your refuge: a long shower or even longer soak transforms the room from a care space into a spa. Calming shades of white and gray are preferred. Homebuyers are going with the clean look of wall-mounted fixtures. More welcoming walk-in showers with multi-function faucets are a hot feature.
  7. At home in the great outdoors.Another exciting trend for the 2020s is a greater usage of the homeowner’s outdoor space. With more informal lifestyles, enjoying one’s yard, deck, patio or pool is now a priority. Designer outdoor furniture and exterior lighting, as well as mobile heaters and outdoor kitchens, are making the outdoors a year-round experience.
  8. Tomorrow’s home, today.Builders are recognizing home affordability issues and responding to home buyers’ changing priorities. This is resulting in smaller homes with fewer traditional luxuries, like three-car garages. More affordable prefab modular construction and townhomes are on the rise.

Please feel free to text or call me for more information! I would love to answer any and all of your real estate needs.

IT’S A GOOD LIFE!!

Five Star award Winner 2011- 2019 honoring the top 7% of real estate professionals in Oregon.

Rachel Sheller

Principal Broker, Realtor, CRS, ABR, GRI, SRES

Diversity Specialist-HOWNW, Earth Advantage Broker,

MASTERS CIRCLE

CSA-Certified Staging Agent

Oregon First, Washington First 

Direct 503.380.9634

Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website.

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

Trending Styles For The Master Bath

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You may be planning to update the master bath before putting your home on the market or after you’ve purchased a resale home. This is what’s trending among homeowners who renovated their bathrooms within the past 18 months, according to the latest survey conducted by Houzz.com.

·         When remodeling master baths, 90% of homeowners change the style. The most popular option right now is transitional, a unique blend of classic traditional and sleek contemporary design.

·         Soothing, neutral color palettes are typically chosen to complement transitional, contemporary and modern bathroom styles.

·         The largely popular farmhouse style has started to decline.

·         The top three colors for vanities are white (34%), wood (29%) and gray (16%). White is also trending for countertops (46%), followed by multicolored (18%) and gray (12%).

·         Gray is most often selected for the wall color with paint being the top wall surface by far, followed by either ceramic or porcelain tile.

IT’S A GOOD LIFE!!

Five Star award Winner 2011- 2019 honoring the top 7% of real estate professionals in Oregon.

Rachel Sheller

Principal Broker, Realtor, CRS, ABR, GRI, SRES

Diversity Specialist-HOWNW, Earth Advantage Broker,

MASTERS CIRCLE

CSA-Certified Staging Agent

Oregon First, Washington First 

Direct 503.380.9634

Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website.

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

Tips For A Feel-Good Home

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When pursuing a healthy lifestyle, your physical environment can greatly impact your motivation. Try making simple changes to create spaces that feel good and help you be your best.

Clear the air. Use an air purifier to remove allergens. Swap traditional candles for soy ones, which don’t release harmful chemicals. Houseplants also help to purify the air, and many people say caring for plants can relieve daily stress.

Add a standing desk. To encourage yourself to move more, try an adjustable height desk, or use a fixed standing desk with a stool so you can alternate between sitting and standing.

Create a serene bedroom. Make your bedroom a haven by minimizing clutter, limiting the amount of technology and decorating with items you love. Consider investing in blackout curtains and sheets with a high thread count to promote better sleep.

IT’S A GOOD LIFE!!

Five Star award Winner 2011- 2019 honoring the top 7% of real estate professionals in Oregon.

Rachel Sheller

Principal Broker, Realtor, CRS, ABR, GRI, SRES

Diversity Specialist-HOWNW, Earth Advantage Broker,

MASTERS CIRCLE

CSA-Certified Staging Agent

Oregon First, Washington First 

Direct 503.380.9634

Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website.

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

4 Habits Of Successful People

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While there’s no magic formula for success, research shows that highly successful people tend to cultivate similar habits. Here are a few to consider:

Read more. According to Grant Cardone, author of The 10X Rule, successful CEOs read an average of 60 books per year. Try listening to audiobooks during your commute or while running errands to fit more learning into your schedule.

Prioritize relationships. Surround yourself with positive, ambitious people and look for mentors who can coach you along the way. Be generous with your time and expertise as well.

Work out consistently. Tom Corley, author of Rich Habits, found that wealthy individuals exercise an average of 30 minutes, four days per week.

Journal each day. Many CEOs say keeping a gratitude journal positively impacts their perspective. Writing down motivational ideas, goals and habits is an empowering way to organize your thoughts as well.

IT’S A GOOD LIFE!!

Five Star award Winner 2011- 2019 honoring the top 7% of real estate professionals in Oregon.

Rachel Sheller

Principal Broker, Realtor, CRS, ABR, GRI, SRES

Diversity Specialist-HOWNW, Earth Advantage Broker,

MASTERS CIRCLE

CSA-Certified Staging Agent

Oregon First, Washington First 

Direct 503.380.9634

Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website.

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

7 Tasks to do after moving into your new home

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The safety and security of your family, guests and pets are the most important reasons to complete these tasks as soon as possible after moving in.

1. Change the locks and the garage door entry code. You have no idea how many of the former owner’s neighbors, friends or relatives have a key or know the garage code.

2. Hide an extra key in a combination lock box. Burglars know all of the usual spots where people hide keys such as under a flower pot or in a fake rock.

3. Test smoke and carbon monoxide detectors. If there aren’t any or they look dated, make sure to install new ones.

4. Check the temperature on your water heater, especially if you have young children. The safest and most eco-friendly setting is 120° F.

5. Make sure there’s a fire extinguisher in the kitchen and one on each additional floor.

6. Check motion lights and other security lights to make sure they have working bulbs.

7. Locate the main gas and water shut-off valves. Find the circuit box and label all of the breakers.

IT’S A GOOD LIFE!!

Five Star award Winner 2011- 2019 honoring the top 7% of real estate professionals in Oregon.

Rachel Sheller- Realtor, CRS, ABR, GRI, SRES, Diversity Specialist-HOWNW, Earth Advantage Broker, MASTERS CIRCLE, CSA-Certified Staging Agent, Oregon First-Principal Broker, Washington First-Managing Broker

Direct 503.380.9634, Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!