Tag Archives: portland

Buying a home is a good investment!

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Despite this, demand for homes reminds high. This is because people feel more secure in their financial situation due to a stronger economy and job market. While homes may be more expensive, potential home buyers are making more money as well. Take Fannie Mae’s most recent Home Purchase Sentiment Index as an example. The survey found a rising number of respondents who said it was a good time to buy a home, despite increasing numbers who also say they believe mortgage rates and prices will continue to rise.

Doug Duncan, Fannie Mae’s senior vice president and chief economist, says the economy explains it. “Downside risk to housing is limited by broader economic strength, which helped boost perceptions of current home buying conditions,” Duncan said. “For consumers who say now is a good time to buy, the share citing overall economic conditions as a reason rose to a survey high.”

 

IT’S A GOOD LIFE!!

Five Star award Winner 2011- 2018 honoring the top 7% of real estate professionals in Oregon.

Rachel Sheller, Principal Broker, Realtor, CRS, ABR, GRI, SRES, Diversity Specialist-HOWNW, Earth Advantage Broker, MASTERS CIRCLE, CSA-Certified Staging Agent, Oregon First, Washington First

Direct 503.380.9634, Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

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Positive trends for first-time home buyers

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First-time buyers have had limited opportunities to purchase affordable housing over the past few years, but the inventory of resale properties has slowly been rising in recent months on a year-over-year basis, reports the National Association of Realtors® (NAR). Continued growth in the job market along with rising salaries will also help first-time buyers qualify for affordable home mortgages.

“Rising interest rates coupled with increasing home prices are keeping first-time buyers out of the market, but consistent job gains could allow more Americans to enter the market with a steady and measurable rise in inventory,” says NAR’s chief economist.

The median age of first-time buyers was 32 years old for the third straight year. Not surprisingly, the majority of these buyers were married couples (54 percent), followed by single females (18 percent). The median income was $75,000 and the median purchase price of the home was $203,700.

For the steps to purchasing or more information on buying your first home please call, email, or text me.

Five Star award Winner 2011-2019 honoring the top 7% of real estate professionals in Oregon.

IT’S A GOOD LIFE!!

Rachel Sheller, Principal Broker, Realtor, CRS, ABR, GRI, SRES, MASTERS CIRCLE, Earth Advantage Broker, Diversity Specialist-HOWNW, CSA-Certified Staging Agent, Oregon First, Washington First

Direct 503.380.9634, Email- rachel@rachelsheller.com

View an accurate list of ALL available Houses on the market on my website.

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

 

Un-deck the halls, and clear the clutter

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Un-deck the halls, and clear the clutter

By exercising your decision-making skills, decluttering can actually increase your confidence and help you feel good about yourself, says PsychologyToday.com. Start off the new year by getting organized and you may be surprised at how empowering it feels.

  1. Schedule it. Set aside time to declutter and treat it like an appointment you can’t miss.
  2. Deal with mental clutter first. Put away your phone and other distractions. If you feel resistant to organizing, stop and write down your thoughts on paper. This may help you clear your mind and tackle the task at hand.
  3. Pick a small project. Limit yourself to one drawer or cabinet at a time. “Your resistance will always win if you expect yourself to do a large project all at once,” says com.
  4. Set a timer for 15 minutes. Sort as quickly as possible until the timer goes off. Put things into three piles: keep, maybe and donate. Seeing progress will motivate you to keep going.
  5. Get rid of the donate pile. Put it in your car or schedule a donation pickup ASAP. You’ll feel satisfied when you’ve completed the task, plus you can start enjoying that decluttered space right away.Five Star award Winner 2011- 2018 honoring the top 7% of real estate professionals in Oregon.IT’S A GOOD LIFE!!

    Rachel Sheller, Principal Broker, Realtor, CRS, ABR, GRI, SRES, Diversity Specialist-HOWNW, Earth Advantage Broker, MASTERS CIRCLE, CSA-Certified Staging Agent, Oregon First, Washington First

    Direct 503.380.9634, Email- rachel@rachelsheller.com

    View ALL available Houses on the market on my website

    Licensed in the State of Oregon and Washington

    My business is referral based.
    If you’ve enjoyed my service, please refer me!

12 Home improvement goals to make this year

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12 Home improvement goals to make this year

Try to tackle one task each month to keep your home in great shape.

January: Change your HVAC filter.
Try to change your filter every 4-6 weeks to help your HVAC system run efficiently.

February: Wash the inside of your windows.
Use glass cleaner or distilled white vinegar on the glass. Dampen a microfiber cloth with warm water and dish soap to clean windowsills.

March: Change the batteries in your smoke detectors.
Do this at least once each year and test smoke detectors monthly.

April: Inspect your indoor plumbing.
Check for dripping faucets, leaks under sinks and water spots on the ceiling. Hire a plumber if you find any issues.

May: Paint a room.
Use canvas drop cloths to protect your floors and inexpensive paper or plastic ones to cover furniture.

June: Examine your home’s exterior.
Look for cracks in the driveway, holes in the siding, and tree branches or roots that are too close to your home. Call a professional for anything that needs attention.

July: Wash the outside of your house.
Power washers can damage your siding, so use a siding cleaning kit attached to a regular garden hose instead.

August: Treat for pests.
Hire an exterminator to treat for termites, spiders and other pests. Consider setting up a monthly or quarterly contract.

September: Clean the gutters.
Clear out leaves and debris. Have a professional inspect the gutters and downspouts for damage.

October: Inspect the chimney.
Hire a chimney sweep to clean and inspect your chimney, even if you don’t use the fireplace often.

November: Get organized.
Clean out kitchen cabinets and organize overflowing closets to prepare for the holidays.

December: Deep clean the floors.
Shampoo carpets and give wood floors a good cleaning. Check for exposed nails or boards that need to be repaired.

Five Star award Winner 2011- 2018 honoring the top 7% of real estate professionals in Oregon.

IT’S A GOOD LIFE!!

Rachel Sheller, Principal Broker, Realtor, CRS, ABR, GRI, SRES, Diversity Specialist-HOWNW, Earth Advantage Broker, MASTERS CIRCLE, CSA-Certified Staging Agent, Oregon First, Washington First

Direct 503.380.9634, Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

How the new tax law affects home equity debt

If you’re considering getting a home equity loan or home equity line of credit (HELOC), make sure you understand how the tax rules have changed.

First of all, it’s important to clarify that acquisition debt is when money borrowed against your home is used to buy, build or improve a primary or secondary home. Home equity debt is when the money is used for something other than your home, such as paying student loans or funding a business.

Under previous tax laws, taxpayers could deduct interest on home equity debt – no matter what the money was used for – as long as the total mortgage debt was below $1 million, according to Realtor.com®.

The Tax Cuts and Jobs Act suspends this deduction unless the loan is used to “buy, build or substantially improve” a home, according to the IRS. Acquisition debt is still tax deductible, but the total debt limit was lowered from $1 million to $750,000.

Keep receipts from your home improvement projects and consult a tax professional to help you navigate your specific situation.

Five Star award Winner 2011-2018 honoring the top 7% of real estate professionals in Oregon.

IT’S A GOOD LIFE!!

Rachel Sheller, Principal Broker, Realtor, CRS, ABR, GRI, SRES, MASTERS CIRCLE, Earth Advantage Broker, Diversity Specialist-HOWNW, CSA-Certified Staging Agent, Oregon First, Washington First

Direct 503.380.9634, Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website.

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

How to pull off a neutral room

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How to pull off a neutral room

A neutral decorating scheme can create a beautiful, serene space. Neutrals are also flexible, making it easy to swap out pieces as you feel inspired. Consider these design tips to make the most of neutrals in any room.

Add warm hues. Wood accents are a great way to add warmth and keep a neutral room from feeling cold or sterile. Try displaying wood cutting boards or adding a natural wood shelf in the kitchen. Crate&Barrel designers suggest using a walnut mid-century bench as a coffee table to bring a unique element to your living space.

Choose contrasting textures. Layering tactile and visual textures is key to making a neutral room interesting, says Houzz.com. Plush rugs, exposed brick, concrete walls, faux-fur throw pillows, and textured artwork can add interest and depth to any room.

Lead the eye. Hang an abstract painting in soft neutrals to draw the eye upward, says Crate&Barrel. You could also consider adding a pop of color through a tall plant or an accent pillow with a bold pattern.

Use metal accents. Metals pop against a neutral backdrop. Choose metal light fixtures and drawer pulls, or display metallic kitchen utensils. ElleDecor.com predicts that copper and rose gold are fading out for 2019, so consider more natural-looking metals such as polished nickel and antique brass.

Five Star award Winner 2011-2018 honoring the top 7% of real estate professionals in Oregon.

IT’S A GOOD LIFE!!

Rachel Sheller, Principal Broker, Realtor, CRS, ABR, GRI, SRES, MASTERS CIRCLE, Earth Advantage Broker, Diversity Specialist-HOWNW, CSA-Certified Staging Agent, Oregon First, Washington First

Direct 503.380.9634, Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website.

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

Should you sell a home during the holidays?

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Traditionally, most sellers shy away from listing their homes in November or December. Some buyers, however, need to make a quick purchase before the end of the year due to a job transfer, estate settlement or other tax reasons. With very little competition in the marketplace, properties listed during the holiday season tend to sell more quickly and for a higher price.

If you’re worried about moving during the holidays, keep in mind that buyers often need to close by December 31, but they don’t necessarily need to take possession until January. That way both you and your buyers can enjoy one last holiday season in the old house before making the move.

Of course, the most pressing question is whether you should decorate your home for the holidays. Real estate professionals agree that homes show better with tasteful, festive decorations. Buyers can typically feel the warmth of the season and comfortably picture themselves living there. Be sensitive to different religions and use generic decorations that reflect a fall or winter theme.

Keep in mind the importance of curb appeal, and be sure there’s an attractive wreath on the front door to welcome buyers into their new home. Call me to learn more about selling during the Holidays and it’s benefits.

IT’S A GOOD LIFE!

Five Star award Winner 2011- 2018 honoring the top 7% of real estate professionals in Oregon. 

Rachel Sheller, Principal Broker, Realtor, CRS, ABR, GRI, SRES,  Diversity Specialist-HOWNW, Earth Advantage Broker, MASTERS CIRCLE, CSA-Certified Staging Agent, Oregon First, Washington First

Direct 503.380.9634, Email-    homesforyou@frontier.com

View a current list of ALL available Houses on the market go to my website

Licensed in the State of Oregon

My business is referral based.
If you’ve enjoyed my service, please refer me!