Tag Archives: rachel sheller

It Pays To Compare Mortgage Quotes

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Comparison shopping is a great American tradition. Most people wouldn’t dream of buying a refrigerator or a smartphone without first comparing features and researching costs. And yet, many home buyers just accept the first mortgage quote they receive from their bank or other lender.

Some buyers may not realize that, with a little effort, they can save thousands of dollars up front and over the life of the loan by comparing quotes from several sources.

TheMortgageReports.com says, “There is no limit to the number of mortgage quotes you can get. A general rule of thumb is to get at least four quotes, in addition to a quote from your own bank or broker.”

Keep in mind that interest rates are constantly changing and mortgage quotes expire quickly. The key to effectively comparing quotes is to set aside a block of time to request and evaluate multiple options at once.

One caveat: Just be sure that you aren’t comparing “apples to oranges” when evaluating the best mortgage quote for your loan. Some lenders may offer you a very low rate, but you may discover the quote includes discount points. “Discount points are actually prepaid interest on the mortgage loan,” says BankRate.com. “The more points you pay, the lower the interest rate on the loan.”

In addition to comparing interest rates on the quotes you receive, you’ll also want to compare closing costs and other fees.

IT’S A GOOD LIFE!!

Five Star award Winner 2011- 2019 honoring the top 7% of real estate professionals in Oregon.

Rachel Sheller

Principal Broker, Realtor, CRS, ABR, GRI, SRES

Diversity Specialist-HOWNW, Earth Advantage Broker,

MASTERS CIRCLE

CSA-Certified Staging Agent

Oregon First, Washington First 

Direct 503.380.9634

Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website.

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

8 Hot Home Trends For 2020 And Beyond

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With a new decade upon us, it’s an exciting time for home design trendsetters, including architects, developers, builders — and yes, you, the homeowner. Trends in the field reflect green and tech innovations, healthier lifestyles and a focus on shared space. Let’s take a look at eight of the most important directions being taken.

  1. Going casual.Homes today reflect a more relaxed lifestyle, with an emphasis on comfort. Formal dining and living rooms are being replaced by open floor plans, a greater inclusion of the outdoors and no-frills home offices.
  2. Smarter and better connected.Evolving smart technologies have been incorporated throughout the home. Automated systems, which range from home security to lighting to climate control, are everywhere. Command centers provide a place for wireless charging stations, home deliveries and easy device access for coordinating family schedules.
  3. Green sustainability is in fashion.In response to a changing climate and increasing costs, energy efficiency is a must. Homeowners are choosing Energy Star appliances and windows. Smart thermostats and LED lighting save money and energy. New, efficient plumbing fixtures conserve water. Builders are using recycled and other high-tech materials to improve thermal insulation. Rooftop solar panels are more common. The green home marketplace is abuzz with constant improvements.
  4. The appeal of the open floor plan.Whether home buyers are looking to maximize the flow of light or space, or to create more familial unity, they’re looking to open floor plans. Most common is the integration of the kitchen with a dining or living room, but also with a patio or home office. These multipurpose spaces are becoming the norm.
  5. The heart of the home.The kitchen remains the center of household activity. We not only cook and eat in the kitchen, but its island has expanded into the home’s meeting place. Design-wise, buyers are looking for white-upon-white cabinetry and walls, stainless steel appliances and natural stone counter tops.
  6. Redefining the bathroom.In the easygoing 2020’s, the bathroom can be your refuge: a long shower or even longer soak transforms the room from a care space into a spa. Calming shades of white and gray are preferred. Homebuyers are going with the clean look of wall-mounted fixtures. More welcoming walk-in showers with multi-function faucets are a hot feature.
  7. At home in the great outdoors.Another exciting trend for the 2020s is a greater usage of the homeowner’s outdoor space. With more informal lifestyles, enjoying one’s yard, deck, patio or pool is now a priority. Designer outdoor furniture and exterior lighting, as well as mobile heaters and outdoor kitchens, are making the outdoors a year-round experience.
  8. Tomorrow’s home, today.Builders are recognizing home affordability issues and responding to home buyers’ changing priorities. This is resulting in smaller homes with fewer traditional luxuries, like three-car garages. More affordable prefab modular construction and townhomes are on the rise.

Please feel free to text or call me for more information! I would love to answer any and all of your real estate needs.

IT’S A GOOD LIFE!!

Five Star award Winner 2011- 2019 honoring the top 7% of real estate professionals in Oregon.

Rachel Sheller

Principal Broker, Realtor, CRS, ABR, GRI, SRES

Diversity Specialist-HOWNW, Earth Advantage Broker,

MASTERS CIRCLE

CSA-Certified Staging Agent

Oregon First, Washington First 

Direct 503.380.9634

Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website.

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

Trending Styles For The Master Bath

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You may be planning to update the master bath before putting your home on the market or after you’ve purchased a resale home. This is what’s trending among homeowners who renovated their bathrooms within the past 18 months, according to the latest survey conducted by Houzz.com.

·         When remodeling master baths, 90% of homeowners change the style. The most popular option right now is transitional, a unique blend of classic traditional and sleek contemporary design.

·         Soothing, neutral color palettes are typically chosen to complement transitional, contemporary and modern bathroom styles.

·         The largely popular farmhouse style has started to decline.

·         The top three colors for vanities are white (34%), wood (29%) and gray (16%). White is also trending for countertops (46%), followed by multicolored (18%) and gray (12%).

·         Gray is most often selected for the wall color with paint being the top wall surface by far, followed by either ceramic or porcelain tile.

IT’S A GOOD LIFE!!

Five Star award Winner 2011- 2019 honoring the top 7% of real estate professionals in Oregon.

Rachel Sheller

Principal Broker, Realtor, CRS, ABR, GRI, SRES

Diversity Specialist-HOWNW, Earth Advantage Broker,

MASTERS CIRCLE

CSA-Certified Staging Agent

Oregon First, Washington First 

Direct 503.380.9634

Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website.

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

Make Realistic Compromises When You Can

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Home buyers most often begin their house hunting with a long list of must-have features. They typically hope to find their new home in the best location, at the lowest possible price and with lots of modern upgrades. Once buyers start looking at the available homes within their price range, however, they tend to make practical compromises that they know they can live with.

Location vs. square footage is often the first compromise buyers must consider. Living closer to the city center might mean buying a smaller home than what can be purchased for the same price farther out.

Buyers with school-age children tend to want a big backyard but, depending on the cost of land, they may have to rethink just how large is large enough for an outdoor play area and a swing set. One compromise might be looking for a home with a smaller backyard that’s within walking distance of a park.

The architectural style of the house is the most important feature for some buyers. Others are more willing to be flexible with the exterior design in exchange for an additional bedroom or bath inside the home.

The size of the garage or carport and whether it’s attached or detached is another feature that buyers may have to keep an open mind about in order to get a home in their preferred location.

By working closely with a real estate professional, you’ll gain knowledgeable expertise when it comes to prioritizing your list of desired features for your new home. Feel free to give me a call or email today and I can help you with this!

IT’S A GOOD LIFE!!

Five Star award Winner 2011- 2019 honoring the top 7% of real estate professionals in Oregon.

Rachel Sheller

Principal Broker, Realtor, CRS, ABR, GRI, SRES

Diversity Specialist-HOWNW, Earth Advantage Broker,

MASTERS CIRCLE

CSA-Certified Staging Agent

Oregon First, Washington First 

Direct 503.380.9634

Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website.

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

How To Fit More Reading Into Your Day

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Here are some tips to help smooth the way toward working more page-turners into your daily routine.

Reduce friction. Eliminate excuses by keeping a book or e-reader with you, or download an e-book reader app on your smartphone. Get comfortable with reading just a few pages at time. This will help you maximize downtime while waiting for an appointment, eating lunch or whenever you’re tempted to scroll through social media.

Maintain the momentum. Keep a long to-read list and buy new titles before you need them so you’re never stuck wondering what to read next. Having a pile of unread books gives you plenty of options and keeps you motivated. Choose topics you’re interested in and feel free to put down books that don’t resonate with you. To keep you from getting stuck, try reading multiple books at once. For example, if you’re reading about a complex subject, also read something story-driven, such as a novel or memoir.

IT’S A GOOD LIFE!!

Five Star award Winner 2011- 2019 honoring the top 7% of real estate professionals in Oregon.

Rachel Sheller

Principal Broker, Realtor, CRS, ABR, GRI, SRES

Diversity Specialist-HOWNW, Earth Advantage Broker,

MASTERS CIRCLE

CSA-Certified Staging Agent

Oregon First, Washington First 

Direct 503.380.9634

Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website.

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

5 Business Books That Motivate

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If you’re finding yourself in a end-year slump, these top-rated reads are sure to keep you motivated all the way through the end of the year.

Deep Work: Rules for Focused Success in a Distracted World
In his newest book, Cal Newport addresses the challenge of remaining focused despite the constant distractions of this modern age. His insight teaches you how to train your mind and master your work ethic once and for all.

The Culture Code: The Secrets of Highly Successful Groups
Why do some groups seem destined for greatness? Daniel Coyle dissects the ins and outs of the most successful teams on the planet. You will find actionable steps you can implement in your work environment to inspire success.

Great At Work: How Top Performers Do Less, Work Better, and Achieve More
As a clear, data-based guide to on-the-job success, Morten Hansen’s latest book provides seven practices linked to high performance. His thoughtful advice will help you integrate them into your own life.

Brave Leadership: Unleash Your Most Confident, Powerful, and Authentic Self to Get the Results You Need
In this empowering read, Kimberly Davis delivers an engaging and influential guide to overcoming personal obstacles, so you can become a courageous and confident leader.

Sprint: How to Solve Big Problems and Test New Ideas in Just Five Days
If you work with a team, this guide is invaluable. Formerly of Google Ventures, Jake Knapp, John Zeratsky and Braden Kowitz recorded their proven method for creating a comprehensive solution to a business problem in just five days with the right team.

IT’S A GOOD LIFE!!

Five Star award Winner 2011- 2019 honoring the top 7% of real estate professionals in Oregon.

Rachel Sheller

Principal Broker, Realtor, CRS, ABR, GRI, SRES

Diversity Specialist-HOWNW, Earth Advantage Broker,

MASTERS CIRCLE

CSA-Certified Staging Agent

Oregon First, Washington First 

Direct 503.380.9634

Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website.

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

5 Home Design Trends to Be Thankful for This Year

GE kitchen appliances

his Thanksgiving, we offer thanks for family and friends—and also good home design. After all, the right style and an organized appearance goes a long way to helping sell houses.

After years of normalizing neutral color palettes, for example, designers are embracing more colorful trends to showcase personality in homes. REALTOR® Magazine’s Styled, Staged & Sold blog asked designers and stagers what home interior trends they’re most grateful for this year. Here are their top picks.

1. More colorful spaces

Goodbye, white kitchens and gray walls. More color is moving in. Homeowners favor bolder hues inside the home, not just for pops of color but also as a base color for an entire room. Paint companies have chosen variations of blues, pinks, and greens as their picks for 2020 color of the year. These colors also are being splashed on kitchen cabinets, exterior doors, and home accessories.

The paint firm PPG selected Chinese Porceline, a blend of cobalt and muted navy tones, as its 2020 color of the year. Sherwin Williams followed suit with Naval, a deep navy blue.

Behr’s top 2020 pick is a meadow-inspired yellowish green called Back to Nature.
Pinks also are catching on. HGTV Home by Sherwin Williams, the company’s offshoot brand, chose a blush hue called Romance, while Benjamin Moore chose a soft, rosy hue called First Light.

2. Luxury vinyl flooring

A design trend that’s stylish but low maintenance. Vinyl is touted as being cheaper, warmer, and softer on your feet; it also requires less upkeep than traditional hardwood or tile.

Today’s luxury vinyl shouldn’t be mistaken for linoleum and other varieties of sheet flooring. Luxury vinyl can be laid out in planks, tiles, and sheets, and it comes in trendy finishes. Luxury vinyl planks can resemble the look of hardwood and are offered in handscraped and wide plank varieties. The planks can be installed diagonally or in a trendy herringbone pattern, and they also can resemble tile and marble.

The lower maintenance of luxury vinyl is appealing to families with young children and pets. It’s a water-resistant material that works easily in kitchens and bathrooms.

3. Voice-controlled smart appliances

Alexa, Google Home, and Siri are ushering in a new and advanced era of smart-home technology. The choices are growing, too: Smart plugs, for example, enable you to say: “Alexa, turn on the lights.” Add smart lightbulbs that can be controlled via voice assistants, as well as other appliances such as the thermostat, door locks, and security cameras. Suddenly, smart homes have become more attainable and cost-effective.

4. Statement ceilings 

Finally, a reason to look up! In the roaring ’20s, stamped ceilings, such as those plated in copper or tin decorative sheets, were popular. But the trend faded in favor of smooth ceiling finishes. Now, the statement ceiling is back.

This time, however, paint, wallpaper, or wood moldings are the ceiling accents of choice. A statement ceiling can brighten up a space and make it memorable, says Katie Skoloff, principal designer and founder of In Site Designs, an interior design firm in Greenville, S.C. “We find the interest on a ceiling draws the eye up, and you cannot help but feel the space is there to ‘wow’ you,” she says. Wallpapered ceilings, as well as wood beams and coffered ceilings, are today’s standout options.

5. Contrasting kitchen design

Along with more colorful interiors, the white kitchen is fading in favor of a bigger statement, including tuxedo cabinetry, shiny hardware.

Polished brass on cabinet hardware, range hoods, and appliance handles shines in otherwise white kitchens, appearing to be like jewelry for the space. Café, a hardware line for the GE Appliance brand, offers customizable options in various metals for refrigerator or oven handles. For example, soft-brushed copper handles can be added to a matted white refrigerator for a more contemporary vibe.

Contrasting kitchen cabinets, such as the tuxedo kitchen, also are gaining popularity. The trend calls for upper and lower cabinets to be painted different colors—perhaps white on top and a gray or dark walnut on the bottom. It’s essentially a way to add more visual interest to an otherwise all-white display.

An alternative—and slightly less bold—version of this trend is also taking root, such as all-white cabinets and a contrasting kitchen island in a deep blue, gray, or walnut color.

IT’S A GOOD LIFE!!

Five Star award Winner 2011- 2019 honoring the top 7% of real estate professionals in Oregon.

Rachel Sheller

Principal Broker, Realtor, CRS, ABR, GRI, SRES

Diversity Specialist-HOWNW, Earth Advantage Broker,

MASTERS CIRCLE

CSA-Certified Staging Agent

Oregon First, Washington First 

Direct 503.380.9634

Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website.

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!