Tag Archives: rachelsheller

Financially Preparing For A Baby

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Considering growing your family can be an exciting time. Planning ahead for the financial responsibilities of parenthood will help you avoid being blindsided by debt, so you can focus on the joy of your new baby. Here are some steps you can take to prepare.

  • Anticipate medical expenses early in the pregnancy by calculating which costs for prenatal care and labor and delivery will be covered by health insurance, and which ones you’ll be responsible to pay out of pocket.
  • Build your savings. No matter how well you budget each month, unexpected costs will arise as your baby grows. Be prepared with an emergency fund for health-related expenses and another savings account for everything else.
  • Ask friends for approximate costs of ongoing baby supplies such as diapers, wipes, formula/food, etc. Include these estimated expenses in your current budget and begin adjusting your spending habits before the baby arrives. (Safeguard this unspent monthly amount by transferring it to your savings account.)
  • Don’t overspend on baby gear. Borrow from friends or buy gently used items from children’s consignment events. Consider what’s necessary and what will fit in your living space before purchasing every gadget advertised.
  • Plan ahead for time off. If your employer doesn’t offer paid maternity/paternity leave, save extra money ahead of time to cover the income gap. Find out your company’s policy on using earned vacation or sick days for extra time at home after your baby’s birth.
  • If you are a dual-income family, calculate the cost of childcare versus one of you changing to part-time or staying home full-time. Evaluate the best fit for your family.
  • Plan for the future. Set up a life insurance policy and create or adjust your will. Start saving for your child’s education, but don’t neglect funding your own retirement in the process.

IT’S A GOOD LIFE!!

Five Star award Winner 2011- 2019 honoring the top 7% of real estate professionals in Oregon.

Rachel Sheller- Realtor, CRS, ABR, GRI, SRES, Diversity Specialist-HOWNW, Earth Advantage Broker, MASTERS CIRCLE, CSA-Certified Staging Agent, Oregon First-Principal Broker, Washington First-Managing Broker

Direct 503.380.9634, Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

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Seller Review For Rachel Sheller

“The weeks leading up to my Mothers passing she had told me on several occasions to contact Rachel Sheller and that she would not only sell her house for me but she would make sure that everything would go smoothly. Rachel was listed in my Moms final paperwork after her death naming her as the person she chose to sell her home. Rachel was more then just my Moms Realtor she became some one my Mom trusted and believed in. My Mom placed Rachel in my life for a reason. She not only has alot of knowledge, expertise, skills and responsiveness, she is also kind, honest, and hardworking. She keep me grounded during such a difficult and stressful time. My Mom was right to the end, Rachel took care of me and completed the job my Mom asked for her to do. And I got the sale price I was looking for! Rachel is truely good at what she does but she is also someone you want on your side, and ill cherish the time I spent with her.”

Koie Steen

This review means more to me than I can possible say. To be included in someones final requests is an honor beyond words for me. I am deeply moved and feel grateful to be able to help.

IT’S A GOOD LIFE!!

Five Star award Winner 2011- 2019 honoring the top 7% of real estate professionals in Oregon.

Rachel Sheller- Realtor, CRS, ABR, GRI, SRES, Diversity Specialist-HOWNW, Earth Advantage Broker, MASTERS CIRCLE, CSA-Certified Staging Agent, Oregon First-Principal Broker, Washington First-Managing Broker

Direct 503.380.9634, Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

Resist These Retail Traps

Image result for christmas retail traps

As the buying season approached- it might be good to know how to resist these retail traps!

When it comes to profoundly understanding consumer behavior, retailers have done their research. Watch out for these strategies that stores use to get you to buy more. 

Free shipping thresholds: Be wary of offers such as “spend $50 and get free shipping.” Avoiding a shipping charge may feel like the better deal, but make sure you’re not spending money on stuff you don’t need.

Limited-time offers: You’re more likely to purchase an item impulsively if you’re worried it will be gone tomorrow. Limited-time offers capitalize on your fear of missing out. 

Price anchoring: Seeing the slashed “original” price can prompt you to think you’re saving money, even if the product is still overpriced. Take time to research similar products to ensure you’re getting the best deal.

Product hide-and-seek: Some stores rearrange products frequently in hopes that you’ll scan extra shelves and add more to your cart. Stick to your list or order products online to avoid this trap.

IT’S A GOOD LIFE!!

Five Star award Winner 2011- 2019 honoring the top 7% of real estate professionals in Oregon.

Rachel Sheller, Principal Broker, Realtor, CRS, ABR, GRI, SRES, Diversity Specialist-HOWNW, Earth Advantage Broker, MASTERS CIRCLE,CSA-Certified Staging Agent,Oregon First-Principal Broker, Washington First-Managing Broker

Direct 503.380.9634, Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

Client Testimonial For Rachel Sheller

“Choosing Rachael to help us find and purchase a home was the right choice!! She helped me sell my home three years ago and was amazing, so when my boyfriend and I decided to look into buying a house I reached out to her knowing we’d be in good hands. Rachael’s integrity and kindness made the  process comfortable, easy, fun, and stress-free as possible. This was very important to and Nels quickly become comfortable with her. She’s a strong negotiator with impressive follow-up skills, trust me – she’s on it like a dog with a bone. On more than one occasion he’d ask “does she ever stop?”. She has a network of professionals she works with to make sure scheduled deadlines are met. It’s evident Rachael has a heart for people, and a passion for making anyone’s realestate dreams come true. Choose Rachael, you’ll be glad you did” -Colette Moore

Thank you Colette. The honor is all mine!

Rachel Sheller, Principal Broker-Oregon First , Realtor, CRS, ABR, GRI, SRES, Diversity Specialist-HOWNW, Earth Advantage Broker, MASTERS CIRCLE, CSA-Certified Staging Agent, Washington First-Managing Broker

Client Review For Rachel Sheller

“Rachel went above and beyond with the sale of our home. She came over multiple times before our house went on the market, helping us stage and prep our home to sell quickly and what we wanted it to sell for. Her knowledge of the area, buys and sellers, and the market were a tremendous help to us! Rachel made us feel valued and important being responsive to any of our needs prior to going on the market, during the process and with closing on our house. She was always an advocate for us when negotiating with the buyers and gave us her honest advice throughout the whole process. We were so fortunate to have Rachel represent us and help us sell our first home!”

~Jon & Nicole Nelson

To view more testimonials please go to my website.

“It is my life’s work and deep honor to help people build wealth through real estate either with slow growth and/or quick “flips” all while sharing a sense of humor and dogged determination to protect my client family through the stages of selling and buying”- Rachel Sheller

IT’S A GOOD LIFE!!

Five Star award Winner 2011- 2019 honoring the top 7% of real estate professionals in Oregon. 

Rachel Sheller, Principal Broker-Oregon First , Realtor, CRS, ABR, GRI, SRES, Diversity Specialist-HOWNW, Earth Advantage Broker, MASTERS CIRCLE, CSA-Certified Staging Agent, Washington First-Managing Broker

Direct 503.380.9634, Email- rachel@rachelsheller.com

View ALL available Houses on the market on my website

Licensed in the State of Oregon and Washington

My business is referral based.
If you’ve enjoyed my service, please refer me!

What Can Cause A Closing To Be Delayed?

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The good news is that 76% of housing contracts close on time, according to recently released data from the National Association of Realtors®. Of the 24% that were delayed, 20% closed on a later date and only 4% were completely canceled.

Most of the factors requiring a delayed closing were related to obtaining financing (35%), problems with the appraisal (25%), home inspection/environmental issues (16%), and title/deed questions (9%).

Oftentimes, the buyer’s and seller’s agents are able to solve these closing issues by renegotiating who pays for specific items in the closing costs or by adding a home warranty provided by the seller.

IT’S A GOOD LIFE!!

Five Star award Winner 2011-2019 honoring the top 7% of real estate professionals in Oregon.  

Rachel Sheller,Principal Broker, Realtor, CRS, ABR, GRI, SRES,MASTERS CIRCLE, Earth Advantage Broker, Diversity Specialist-HOWNW, CSA-Certified Staging Agent, Oregon First, Washington First 

Direct 503.380.9634, Email- rachel@rachelsheller.com

View this ALL available Houses on the market on my website. 

Licensed in the State of Oregon and Washington 

My business is referral based.
If you’ve enjoyed my service, please refer me!

Colorful Backyard Decorating Ideas

Image result for colorful backyard decorating ideas white table

A verdant backyard can feel heavy with dark greens and wood tones. Brighten your outdoor entertaining area with a light outdoor rug, white table, and colorful throw pillows. Colorful pots and ceramic side tables boost the patio’s light and bright vibe.

IT’S A GOOD LIFE!!

Rachel Sheller,Principal Broker, Realtor, CRS, ABR, GRI, SRES,MASTERS CIRCLE, Earth Advantage Broker, Diversity Specialist-HOWNW, CSA-Certified Staging Agent, Oregon First, Washington First 

Direct 503.380.9634, Email- rachel@rachelsheller.com

View this ALL available Houses on the market on my website. 

Licensed in the State of Oregon and Washington 

My business is referral based.
If you’ve enjoyed my service, please refer me!